HSBC Mortgage Company

One of the leading foreign financial institutions in Australia today is the HSBC Mortgage Company. A subsidiary of The Hong Kong and Shanghai Banking Corporation Limited, the HSBC Mortgage Company is a part of the international HSBC Group. The HSBC Group is considered to be one of the largest international organisations that offer exceptional banking and financial services to its clients. Although its main office is located in Sydney in New South Wales, the HSBC Mortgage Company also has several branches all over Australia.

HSBC Mortgage Company History

The history of the HSBC Mortgage Company dates back in 1965 when it was still known as the Hong Kong Bank of Australia Limited. When the Australian federal government modified the rules to allow foreign banks to operate in the country, HSBC Mortgage Company became one of the financial institutions to be granted with a banking licence. In 1986, the HSBC Mortgage Company started their legacy in Australia by launching its line of commercial financial services. During the early 1990s, it was followed by the introduction of HSBC Mortgage Company's line of personal financial services. The HSBC Mortgage Company introduced discount home loans to the people of Australia in 1995.

HSBC Mortgage Company Home Loans

The nine different home loans offered by the HSBC Mortgage Company are Home Rewards Loan, Home Value Loan, Variable Rate Loan, Fixed Rate Home Loan, Home Equity Loan, Home Smart Loan, Market Linked Loan, PowerVantage, and Low Doc Loan. These HSBC Mortgage Company home loans have varied features to suit the needs of customers.

  • Home Rewards Loan - for people who like interest rates that reduce over time
  • Home Value Loan - for people who wish to make extra repayments without being penalised
  • Variable Rate Loan - for people who prefer adjustable interest rates
  • Fixed Rate Home Loan - for people who favor stable interest rates
  • Home Equity Loan - for people who wish to secure the loan with their home's equity
  • Home Smart Loan - for people who need the freedom of equity loans and the flexibility of variable rate loans
  • Market Linked Loan - for people who earn their income in foreign monetary units
  • PowerVantage - for people who like to be in charge of their finances
  • Low Doc Loan - for people who enjoy self-employment

Given the list of available HSBC Mortgage Company home loans, HSBC Mortgage Company continues to develop better financial products and services for the Australian market.